SkillsFuture Credit

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What is SkillsFuture Credit

SkillsFuture Credit consists of credits which Singapore Citizens can use to pay for out-of-pocket course fees for attending work-skills related courses. The credits can be used on top of existing course fee subsidies provided by the Government.

SkillsFuture Credit Top Up

Opening SkillsFuture Credit of $500

All Singapore Citizens aged 25 and above in 2016 received an opening credit of S$500. Singapore Citizens who are below 25 years old in 2016 will similarly receive $500 worth of credits in the year that they turn 25 years old.

SkillsFuture Credit Top Up 2020

A SkillsFuture Credit Top Up will be made in year 2020 as announced in Budget 2020. A one-off SkillsFuture Credit top up of $500 will be provided to every Singapore Citizen aged 25 years and above as at 31 December 2020. This top up is on top of the Opening SkillsFuture Credits, and can be used for SkillsFuture courses from 1 October 2020.

Additional SkillsFuture Credit Top Up for 40 to 60

A one-off SkillsFuture Credit of $500 will be provided to every Singapore Citizen aged 40 to 60 (inclusive) as at 31 December 2020. This will be on top of the SkillsFuture Credit top up for Singapore Citizens aged 25 and above.

Eligible individuals can start using the SkillsFuture Credit provided under this package from 1 October 2020, on about 200 career transition programmes offered by the Continuing Education and Training (CET) Centres.

SkillsFuture Credit Expiry

SkillsFuture Credit expiry varies for the different top up tranches. The Opening SkillsFuture Credits does not have an expiry date. However, the SkillsFuture Credit top up 2020 and the Additional SkillsFuture Credit top up for 40 to 60 will expire in five years (by end of year 2025).

SkillsFuture Credit Top Up & Expiry Summary

SkillsFuture EligibilityAmountAvailable for UseExpiry
Singapore Citizens aged 25 and above$500Upon credit, in the year you turn 25 years oldNo Expiry
Singapore Citizens aged 25 years and above as at 31 December 2020$5001 October 2020Expires end 2025
Singapore Citizens aged 40 to 60 (inclusive) as at 31 December 2020$5001 October 2020, on about 200 career transition programmesExpires end 2025

See more on How to check SkillsFuture Credit balance.

SkillsFuture Funding & Subsidy

To ensure course fees remain affordable, SkillsFuture Singapore (SSG) provides course fee subsidy for Singapore Citizens and Singapore Permanent Residents (PR) on SkillsFuture approved courses. This will be applicable to both self-sponsored and company-sponsored applicants. Individuals can offset the remaining course fees using their SkillsFuture Credit.

Eligible individuals can further benefit from other SSG’s subsidies up to 90% via SkillsFuture Mid-Career Enhanced Subsidy (MCES).

SkillsFuture Training Subsidy (On or after 1 Jan 2022)

Courses offered by SSG-appointed CET CentresCourses starting on or after 1 Jan 2022
Singapore Citizens (SCs) and Permanent Residents (PRs)Up to 70% of course fees
SCs aged >= 40 years old (Mid-Career Enhanced Subsidy)Up to 90% of course fees
Certifiable Courses approved by SSGCourses starting on or after 1 Jan 2022
Singapore Citizens (SCs) and Permanent Residents (PRs)Up to 50% of course fees
SCs aged >= 40 years old (Mid-Career Enhanced Subsidy)Up to 70% of course fees

Example of a SkillsFuture approved, Non-PMET course with GST

Full Course FeeSporeans 21 – 39 yrs old /
PRs 21 yrs old & above
Sporeans 40 yrs old & above
$401.25$375.00 before GST$213.75$187.50 after 50% subsidy, plus $26.25 GST
Payable using SkillsFuture Credit
$138.75$112.50 after 70% subsidy, plus $26.25 GST
Payable using SkillsFuture Credit

Revisions to SkillsFuture Course Fee Funding

SSG will revise the SkillsFuture course fee funding. These revisions will be applicable to SSG-funded courses commencing on or after 1 January 2022, as follows:

  • Baseline course fee subsidies will be simplified and streamlined across PMET and non-PMET courses. Courses offered by SSG-appointed Continuing Education and Training (CET) centres will receive course fee subsidies of up to 70%, and certifiable courses approved by SSG will receive course fee subsidies of up to 50%.
  • Enterprises and individuals who qualify for SSG’s enhanced subsidy schemes: SkillsFuture Mid-Career Enhanced Subsidy (MCES) and Enhanced Training Support for SMEs, will receive an enhanced subsidy of up to 20 percentage points above the baseline course fee subsidies, i.e. up to 90%.


SkillsFuture Credit Courses

SkillsFuture Credit can be used on top of existing government course subsidies to pay for a wide range of approved skills-related courses:

  • Courses subsidised or approved by SkillsFuture Singapore (SSG) including online courses
  • Selected courses offered by Ministry of Education (MOE)-funded institutions
  • Courses supported by public agencies
  • SkillsFuture@PA courses offered by the People’s Association
  • Courses offered by the Infocommunications Media Development Authority of Singapore (IMDA)’s Silver Infocomm Junctions
  • Selected courses under National Silver Academy

Questions on SkillsFuture Credit?

If you have any enquiries on SkillsFuture Credit and which courses are suitable for you, feel free to enquire.

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Tee AhwenwenTee Ahwenwen
08:50 26 Feb 23
Ms Ashley Shirley wong is a nice and cheerful teacher thanks for today 26feb23 thank you I am wenyi is teachable teacher and i understand everything and enjoying your lesson so much 😊 really appreciate that.
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18:30 03 Jan 23
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Devaghi ATDevaghi AT
00:35 15 Aug 22
The trainers were very Knowledgeable n conducted the session to participants understanding. Friendly n approachable. Motivational approach during practicals. I benefited from Course. Tq, trainers.
Mohd IqbalMohd Iqbal
09:58 24 May 22
My Food and Hygiene course here was superb! Instructor is very helpful to ensure you understand the importance of Cleanliness and Safety in the kitchen. I highly recommend Coursemology.
02:58 12 May 22
Attended the Food Hygiene course at vision exchange. The course sign up and payment process was fast and simple. The instructor was fun and engaging and helpful. Highly recommend this place if you want to get your food hygiene cert.
Joey GanJoey Gan
09:29 24 Apr 22
My sister and I had many questions about the different courses. The staff present including the boss Mr Wee were very patient and friendly to help us. The centre at Toa Payoh was also easy to get to and centre facilities were kept clean and tidy. We have a very good experience.
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06:05 19 Apr 22
The trainer is patient and able to explain food hygiene and safety concept clearly. She demonstrated the hand cleaning techniques, share industry practices and safety standards with participants.A good training indeed.

Coursemology is an online course directory, listing short courses in Singapore to provide information on WSQ courses and SkillsFuture Subsidy to corporates and individuals. We do course listing for training providers in Singapore to improve your employability via skills upgrading and job skills upskilling through skills development courses.

About Us

Training Locations

Olympus Learning Academy

Blk 190 Toa Payoh Lorong 6, #02-514
Singapore 310190

2 Venture Drive Vision Exchange, #07-23 Singapore 608526

NTUC Income Tampines Junction, 300 Tampines Avenue 5 (Opposite Our Tampines Hub) #07-05 Singapore 529653

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Closed on Public Holidays